$("input").focus (

	function() {

		var me						=	$(this);

		if ( me.hasClass ( "default_to" ) )
		{

			if ( ! me.attr ( "default_to" ) )
			{
				me.attr ( "default_to", me.val() );
			}

			if ( me.val () == me.attr ("default_to") )
			{
				me.val ( '' );
			}

		}

	}
);

$("input").blur (

	function() {

		var me						=	$(this);

		if ( me.attr ( "default_to") && ! me.val() )
		{
			me.val ( me.attr ( "default_to" ) );
		}

	}
);

$("textarea").focus (

	function() {

		var me						=	$(this);

		if ( me.hasClass ( "default_to" ) )
		{

			if ( ! me.attr ( "default_to" ) )
			{
				me.attr ( "default_to", me.attr ( "value" ) );
			}

			if ( me.attr ( "value" ) == me.attr ( "default_to" ) )
			{
				me.attr ( "value", '' );
			}

		}

	}
);

$("textarea").blur (

	function() {

		var me						=	$(this);

		if ( me.attr ( "default_to") && ! me.attr ( "value" ) )
		{
			me.attr ( "value", me.attr ( "default_to" ) );
		}

	}
);